In these Terms & Conditions, the following capitalised words/expressions have the following meanings:

“10bet” means the brand and all products offered via the Website both ‘online’ (accessed via a computer or laptop) and ‘mobile’ (accessed via a mobile phone or tablet);

"Account Balance" as defined in Section 4.2 below;

“Casino Bonus Account” means the balance of any casino bonuses credited as a result of a Customer’s Participation in any bonus promotions, which balance may be used to place wagers on any “Casino” and/or “Live Casino” products on the Website;

“Casino Buy-In Account” means that part of the Cash Account Balance associated with a casino bonus claim, excluding any balance held in the Casino Bonus Account;

“Closed Account Customer” means a person whose registered account has been closed, de-registered or excluded by either us or you;

“Customer” means a Registered Customer or a Closed Account Customer;

“Customer Funds” means the aggregate value of funds held by the Operator to the credit of Customers including, without limitation: a) cleared funds deposited at 10bet by Customers to provide stakes in, or to meet participation fees in respect of, future gambling; b) winnings or prizes which the Customer has chosen to leave on deposit with 10bet or for which 10bet has yet to account to the Customer; and c) any crystallised, but as yet, unpaid loyalty scheme or other bonuses;

"Excluded Territory" means anywhere other than the United Kingdom, Isle of Man, Jersey, Guernsey or Gibraltar;

“Offering” means any and all games / offerings made available by 10bet via the Website;

“Participate” means visiting 10bet, playing on any part of the Offering or using our Website in any other manner whatsoever;

“Registered Customer” means a person who has successfully registered an account with us.

"Prohibited Activity" means any of the activities listed in Section 16.1 below;

“Sports Bonus Account” means the balance of any sports bonuses credited as a result of a Customer’s Participation in any bonus promotions, which balance may be used to wager on any “Sports”, “Live Betting” and/or “Virtuals” products on the Website;

“Main Cash Account” means that part of the Account Balance which can be used to place wagers on any “Sports”, “Live Betting”, “Virtuals” and/or Casino products on the Website but excluding any balance held in the Casino Buy-In Account, Casino Bonus Account or Sports Bonus Account;

“Website” means www.10bet.co.uk and www.10bet.ie;

“you/your” means any person who enters 10bet and Participates.

10bet is a brand managed by the Operator.

All Customer Funds held by the Operator are held in a Barclays bank account (the "Player Client Account") which is entirely separate from all other bank accounts held by the Operator or any of its group companies; and arrangements have been made to ensure that the assets in the Player Client Account cannot be combined with another account or used to set-off any sums the Operator or any of its group companies may at any time owe to Barclays including in the event of insolvency. This meets the Gambling Commission’s requirements for the segregation of customer funds at the level: medium protection. For further details regarding the levels of protection afforded to Customer’s funds, please refer to the GB Gambling Commission rating system found on the following website: http://www.gamblingcommission.gov.uk/Consumers/Protection-of-customer-funds.aspx

3.1. Age Restrictions

You may only Participate at 10bet if you are over 18 years of age. It is illegal to Participate at 10bet if you are under 18 years of age. Any funds deposited by an underage individual will be returned to the individual after the Customer account has been closed by the Operator and any winnings will be forfeited.

3.2. Excluded Territories

You may not Participate at 10bet if you are resident or geographically located in an Excluded Territory.

If you Participate at 10bet from any Excluded Territories, we shall have the right to immediately suspend (pending investigation, if we reasonably deem this necessary or desirable) or close your Customer account. In case of such account closure, any net winnings derived from Participation from within any of the Excluded Territories shall be deducted from your balance in the Main Cash Account and Casino Buy-In Account and the remaining balance will be refunded to you in accordance with these Terms and Conditions. We shall not be liable for any losses incurred as a result of such suspension or closure.

Any person who is in breach of this Section 3.2 above (including by making any attempt to circumvent this restriction, for example, by using a VPN, proxy or similar service that masks or manipulates the identification of your real location, or by otherwise providing false or misleading information regarding your location or place of residence, or by making bets or wagers using the Website through a third party or on behalf of a third party located in an Excluded Territory) is in breach of these Terms & Conditions, may be committing fraud, and may be subject to criminal prosecution.

3.3. Risk

By Participating you confirm that you are fully aware that there is a risk of losing money when gambling and you are fully responsible for any such loss. You agree that your Participation at 10bet is at your sole option, discretion and risk. In relation to your losses you agree that you will have no claims whatsoever against 10bet or any partner, or respective directors, officers or employees. Further, you agree that your Participation at 10bet is for your own personal entertainment and non-professional use and that you are acting on your own behalf.

3.4. Eligible Customers

Employees and former employees (within the last 3 years) of the Operator, its affiliates, licensors, suppliers, subsidiaries, media or marketing service providers, and members of their immediate families are not eligible to Participate at 10bet.

3.5. Verification Checks and Identification Documentation

To register for an account at 10bet, you are required to enter certain personal details during the account registration process, including: first name, surname, address, date of birth, mobile phone number, and gender.

Upon request, you may also be required to send in valid identification documents proving your age and address in order that we may carry out identification, credit and other verification checks that we may require and/or are required by applicable laws and regulations and/or by the relevant regulatory authorities for use of the Offering. You agree to provide all such information as we require in connection with such verification checks. Until such time as we have received the requested documents and satisfied our verification checks to our reasonable satisfaction, we are entitled to restrict your account in any manner that we reasonably deem appropriate, including by preventing you from placing any bets or wagers, or from withdrawing your funds.

If, on completion of the age verification process, you are found to be underage, 10bet will return to you any deposits made on the account, having voided all winnings and/or bonuses.

In addition, if your age is not successfully verified:

• your account will be suspended; and
• no gambling will be permitted until we have successfully verified your age.

The documents or information requested by us may depend on the jurisdiction where you live. We reserve the right to determine which documents we require in order to carry out our verification checks. Acceptable identification documentation includes, but is not limited to:

• copy of a valid photographic identification document, such as a Passport or Driver’s License;
• copy of a recent utility bill confirming residence, such as an electricity bill, telephone bill etc. (important: the utility bill must not be older than 6 months); and/or
• copy of a recent debit/bank account statement (note: the account statement must relate to a financial method used and must not be older than 6 months).

The name that you provide 10bet at registration must be identical to that listed on your government issued identification.

In accordance with our anti-money laundering obligations, we reserve the right – acting reasonably – to raise queries or require documentation related to the source of deposited funds. If the requested information and/or documentation is not provided or is not considered by us (acting reasonably) as satisfactory, 10bet may suspend/terminate the Customer’s account, withhold payment of any monies held in the Customer account, and pass on any necessary information to the relevant authorities.

3.6. Disabling Casino Games or the Sports Product

You may disable either the casino games or the sports product provided to you through the website by contacting Customer Service, with such being applied on an account level. We will endeavour to apply such disablement as soon as practically possible, however, please note that this process takes a reasonable working period to implement. If you find that you can still access any of the casino games or the sports product which you have requested to disable, it is your responsibility to contact us immediately to inform us. If following your request, you wish to reinstate the casino games or the Sports product (as applicable) please contact Customer Service.

We reserve the right at any time disable either the casino games or the sports product provided to you through the website. We may at any time reinstate the casino games or the sports product (as applicable).

3.7. Acceptable Use

It is your responsibility to comply with all applicable laws, statutes and regulations in relation to your use of the Website and the Offering. We are not responsible for any illegal or unauthorised use of the Website or the Offering by you. By accepting these Terms & Conditions you agree to assist us, to the extent that you are able, with the compliance with applicable laws and regulations.

4.1. Single Account

You may only register and operate a single account with 10bet. If we discover that you hold more than one account we reserve the right to suspend or close all duplicate accounts or treat any such account as one joint account. If one of your accounts is temporarily closed and we discover one or more duplicate accounts, we may contact you to ask you which account you would like to open/keep open and we close the other(s). We may also exercise our right to suspend or permanently close your account(s) under Section 16.3 below.

4.2. Account Balance

A Customer’s total account balance ("Account Balance") is comprised of the aggregate balance of their Sports Cash Account, Casino Cash Account, Sports Bonus Account and Casino Bonus Account.

Upon making a deposit, Customers may choose whether to deposit into their Main Cash Account or Casino Cash Account. Furthermore, Customers may transfer Customer Funds from their Main Cash Account to their Casino Cash Account, and vice-versa, at any time using the functionality provided via the Website.

Withdrawals cannot be made from either the Casino Bonus Account or the Sports Bonus Account, but these accounts can both be used to make wagers in accordance with the terms of the bonus or promotion. Please refer to the General Promotion Terms, and any other promotion-specific terms relevant to your Participation, for additional details and restrictions on Bonus Accounts’ use. Accuracy

You are required to keep your account registration details up to date at all times. If you change your address, e-mail, phone number or any other relevant contact or personal information, please contact support@10bet.co.uk in order to update your account information.

4.3. Username and Password

The Customer account registration process requires you to choose your own user name and password combination. You must keep this information secret. 10bet will bear no responsibility for unauthorized use or misuse of your personal details to the extent caused by your failure to keep your account details safe and secure.

4.4. Your Bank/Financial Details

If you use a debit card and/or a financial/bank account for transactions at 10bet, the account/cardholder’s name MUST be the same as the name you used when registering a 10bet account. If we discover that the name you registered on your Customer account and the name that appears on your debit card and/or financial/bank account differ in any way, we reserve the right to suspend your Customer Account and request that you supply us with documents authorising the use of the payment method in question. If you do not supply such documents within a reasonable time or if such documents are not acceptable to us (acting reasonably) we shall be entitled to close your Customer account and treat any deposits into the Customer account as being invalid (and any winnings arising from such deposits as void). We recommend that you contact support@10bet.co.uk if you have any questions regarding our verification process.

4.5. Dormant / Inactive Accounts

An account will automatically be classified as dormant/inactive after a consecutive period of 12 months since the last account login (a "Dormant Account").

10bet will contact the Customer no less than 30 days prior to designating an account as a Dormant Account using the Customer's last known email address. If no response is received from the Customer within 7 days of the date on which 10bet has attempted to contact the Customer as described above, the account will be designated as a Dormant Account from such date.

Once your Customer account has been designated as a Dormant Account, 10bet shall be entitled to deduct a monthly administration fee of 5 GBP from any positive balance which remains in a Dormant Account (the “Administrative Fee”). 10bet will cease the deduction of any Administrative Fee should the Customer login into his or her account during the Dormancy period.

Prior to classifying your account as a Dormant Account, we will attempt to return any outstanding real money balance to you using the last payment method used by you to deposit into your account, save where these Terms & Conditions permit us to withhold payment to you.

4.6. Interest

Customers must not treat the Operator as a bank or other financial institution. Neither deposits nor winnings are interest-bearing, i.e. any funds held in your Customer account shall not attract interest.

4.7. Account Closure and Temporary Suspension

If you wish to close your Customer account, please contact support@10bet.co.uk for assistance.

Our Time-Out and Self-Exclusion procedures are summarised in Section 8.2 below and are set out in detail in our Responsible Gambling Policy.

4.8. Changes to the Website/Offering

10bet reserves the right to suspend, modify or remove or add content to the Website or Offering at its sole discretion with immediate effect and without notice. We shall not be liable to you for any loss suffered as a result of any changes made or for any modification or suspension of or discontinuance of the Website or Offering and you shall have no claims against 10bet in such regard.

5.1. Credit Checks

10bet reserves the right to run external credit and affordability checks on all Customers with authorised third party credit agencies on the basis of the information provided on registration. Customers who deposit with debit cards may be subject to additional identification verification, including submission of identification documents, copy of card, and proof of address.

5.2. Records

We recommend that you retain copies of transaction records and these Terms & Conditions as updated from time-to-time.

5.3. Withdrawals

You may withdraw your own real money deposits and winnings held in your Main Cash Account and Casino Buy-In Account at any time provided that:

• all payments made into your account have been confirmed as cleared and have not been charged-back, reversed or otherwise cancelled;
• we have completed any verification checks carried out pursuant to Section 3.5 above to our reasonable satisfaction. Where we have requested information from you to carry out these checks, any delay in providing this information may cause an additional delay when withdrawing funds;
• there is currently no ongoing investigation:
  1. into a game defect involving a game which you have played which requires a temporary freeze on withdrawal of funds; or
  2. where we have reason to believe you may have carried out a Prohibited Activity.

We impose certain limits on the minimum amount you may withdraw in a single withdrawal request ("Minimum Withdrawal Amount"). The Minimum Withdrawal Amount and the time that the withdrawal will take to process are dependent on the payment method selected, as explained further in the FAQ Section Please note that these timeframes are indicative of the regular timescales for internal payout confirmation in business days and are estimates only.

Please note that any withdrawal of funds from the Casino Buy-In Account will result in the forfeiture or voidance of Casino product bonuses and promotions.

All withdrawals will be processed back to the same payment method used to make a deposit to the account. As outlined in Section 4.5 above, if a financial account and/or debit card has been used to deposit funds, the name registered on the Customer account held with 10bet must correspond to the name registered on the financial account/card. In the case of a request to pay funds via Direct Bank Transfer (DBT), the acquiring bank account must be held in the same name as used during registration of the Customer account.

In circumstances where a withdrawal is requested in respect of funds which were originally deposited from multiple financial accounts in the preceding six (6) months, 10bet shall, following an internal risk assessment on each of applicable financial accounts, distribute such withdrawal monies proportionally to the respective financial sources from which these funds originated.

5.4. Deposits

The minimum deposit amount, and the time that the deposit will take to process, are dependent on the payment method selected, as explained in the FAQ Section. Please note that these timeframes are indicative of the regular timescale for deposit confirmation in business days and are estimates only.

5.5. Updating Payment Details

Updating or adding additional payment details for the sole purpose of making a withdrawal may only be done by contacting support@10bet.co.uk.

5.6.Error

Should funds be credited to a Customer's account (including winnings) or credited to a financial account and/or debit card in error, it is the Customer's responsibility to notify 10bet of the error without delay. We reserve the right to void any transactions involving such funds and/or withhold all or part of your balance and/or recover from your account deposits, pay outs, bonuses, and any winnings that are attributable to said error.

5.7.Credit Cards

You may not use a credit card to deposit funds into and/or withdraw funds from your Customer account. This includes depositing or withdrawing via a money service business, such as an e-wallet, where the original payment method is a credit card.

10bet may, from time to time, offer promotions and/or competitions which are governed by these Terms & Conditions and any separate terms and conditions which apply specifically to the relevant promotion/competition. Any promotions, bonuses or special gifts credited to your Customer account will be subject to and must be used in adherence with such terms and conditions as well these Terms & Conditions.

10bet's promotion terms, which comprise part of these Terms & Conditions, may be found at:

• General Promotional Rules; and
• ports Bonus Terms; and
• Casino Bonus Terms;

In the event and to the extent of any conflict between these Terms & Conditions and any promotion-specific terms and conditions, the promotion-specific terms and conditions will to that extent prevail.

6.1. Right to Withdraw Promotions

In all cases acting reasonably, we may amend, suspend or withdraw any promotion or competition at any time. Any amendment, suspension or withdrawal of any promotion, competition, bonus or special offer will not adversely impact Customers who have already opted-in to that promotion or competition except in cases which are beyond 10bet’s control (for example, legal and/or regulatory reasons).

6.2. Account Restrictions

10bet reserves the right to decline a gambling transaction and/or to limit the maximum amount that a Customer may place on any market, bet or wager at our discretion. For the avoidance of doubt, such restrictions or limits shall not be enforced on any Customer who, before being notified of such restriction, has placed a qualifying bet in relation to a promotion offer, if such restriction would materially affect the Customer’s ability to satisfy the conditions to qualify or fully benefit from the promotion.

10bet is committed to protecting and respecting your privacy and the Operator complies with all applicable data protection and privacy laws. If you do not understand how we handle or use the personal information you provide us, we recommend that you review our Privacy Policy.

By agreeing to the migration of an existing account from another brand to the Operator (if applicable), you hereby consent, in addition to the transfer of your account balance, to the transfer of your personal information, including your full name, date of birth, registered methods of deposit, contact information, contact records and details of past transactions and visits.

8.1. Policy

10bet is committed to offering its Customers a fun and friendly online gaming experience, whilst also recognising that gambling can cause problems for a minority of individuals. For this reason, 10bet actively supports responsible gambling and encourages its Customers to make use of a variety of responsible gambling features so as to better manage their Customer account.

We refer to you our Responsible Gambling Policy for full details.

8.2. Take a Break (Time-Out) and Self-Exclusion

10bet is committed to providing excellent customer service. As part of that pledge, 10bet is committed to supporting responsible gambling.

You may, at any time, request a Time-Out or Self-Exclusion from 10bet. To view the various Time-Out and Self-Exclusion options available, please refer to our Responsible Gambling Policy.

In addition to our own self-exclusion tools, Great Britain residents may also apply to self-exclude with GAMSTOP. GAMSTOP is a free Self-Exclusion service set up to help you avoid online gambling websites which are run by companies licensed by the Great Britain Gambling Commission, which have signed up to the GAMSTOP service.

In order to self-exclude using GAMSTOP, you need to visit www.gamstop.co.uk. Please note that your self-exclusion with GAMSTOP may take a number of days in order to become active on our Website. You must ensure that the registration details provided to GAMSTOP match the registration data on our Website. Otherwise, your self-exclusion may not become active with us. Once your self-exclusion becomes active, you will no longer be allowed to use our Website.

Although 10bet will use all reasonable endeavours to stop self-excluded customers from accessing the Website, you accept that we have no responsibility or liability (including in respect of any losses you may incur) if, after you have self-excluded (either using our own self-exclusion tools, or GAMSTOP), you continue to use the Website or any other third party website, and in particular where you have taken actions to circumvent a self-exclusion, including: (1) by opening duplicate or new accounts; (2) by changing your registration details when opening a new account; (3) where you fail to update your current registration details on the Website; (4) where you have taken advantage of the GAMSTOP service being unavailable; or (5) for any other reason outside of our reasonable control. Furthermore, 10bet does not accept any responsibility or liability if you deliberately avoid the relevant responsible gambling measures in place on the Website and/or 10bet is unable to enforce its responsible gambling measures/policies for reasons outside of 10bet’s reasonable control.

We want to ensure that you enjoy your experience at 10bet in a safe and responsible manner. 10bet will deal with any issue affecting your playing experience promptly. We have a detailed Player Protection Policy, which includes a list of mechanisms which you can enlist in order to ensure a safer gaming experience.

All content made available via the Website and the Offering, such as text, graphics, logos, button icons, images, audio clips, digital downloads and software (the "Content"), is owned or licensed by the Operator. Any use of the Content other than in the normal course of using and accessing the Website and Offering without our prior written consent is not permitted. You agree not to (and agree not to assist or facilitate any third party to) copy, reproduce, transmit, publish, display, distribute, commercially exploit, or tamper with the Content in any manner whatsoever.

You acknowledge and agree that the Content is made available for your personal, non-commercial use only. Any other use of Content is strictly prohibited.

11.1. No warranties

The Service, Offering and the Website are provided on an “as is” basis and to the fullest extent permitted by law, we make no warranty or representation, whether express or implied, in relation to the satisfactory quality, fitness for purpose, completeness or accuracy of the Service, Offering or Website.

11.2. Service Suspension and System Malfunctions

We shall not be liable for any computer malfunctions, system malfunctions, failure of telecommunications services or internet connections, nor attempts by you to participate at 10bet by methods, means or ways not intended by us.

We may temporarily suspend the whole or any part of the Service for any reason at our sole discretion. We may, but shall not be obliged to, give you as much notice as is reasonably practicable of such suspension. We will restore the Service, as soon as is reasonably practicable, after such temporary suspension.

In the event of service suspension and/or system malfunction, all bets that have been confirmed on the betting slip, which have been placed in accordance with these Terms & Conditions and/or have not been placed fraudulently ("Confirmed Bets"), will not be voided by us.

Other than with respect to Confirmed Bets, in the event of a service suspension and/or system malfunction, we may void any bets and/or payouts. We shall in no way be liable to you in the event that we void any bets and/or payouts as a result of a system malfunction and/or virus.

Other than with respect to Confirmed Bets, if you receive any winnings and/or bonuses as a result of any service suspension and/or system malfunction we may void such winnings and/or bonuses and if you have received and/or have been credited with any winnings and/or bonuses we may recover such by: (i) deducting any or all of such winnings and/or bonuses from your account (which for the avoidance of doubt includes any of your Casino Bonus Account, Casino Buy-In Account, Sports Bonus Account, Main Cash Account); (ii) deducting any or all of such winnings and/or bonuses from your pending withdrawals; and/or (iii) requiring you to repay to us any or all of such winnings and/or bonuses as soon as reasonably possible.

11.3. Errors and Viruses

A virus and/or error (including without limitation as a result of any technical or human error) voids all payouts and we may void any or all bets. We shall in no way be liable to you in the event that we void any bets and/or payouts as a result of such error and/or virus.

If you receive any winnings and/or bonuses as a result of a virus and/or error (including without limitation as a result of any technical or human error) we may void such winnings and/or bonuses and if you have received and/or have been credited with any winnings and/or bonuses we may recover such by: (i) deducting any or all of such winnings and/or bonuses from your account (which for the avoidance of doubt includes any of your Casino Bonus Account, Casino Buy-In Account, Sports Bonus Account, Main Cash Account); (ii) deducting any or all of such winnings and/or bonuses from your pending withdrawals; and/or (iii) requiring you to repay to us any or all of such winnings and/or bonuses as soon as reasonably possible.

It is your responsibility to protect your systems and have in place the ability to reinstall any data or programs lost due to a virus.

Further, live television and other broadcasts which are provided to you as part of any 10bet offering may be delayed, which will lead to others processing more up-to-date information in relation to such broadcasts. In the event of any particular information (score, time of game, etc.) being incorrect we assume no liability for this.

11.5. Voided Bets

In the event of a system malfunction, all unconfirmed bets are void. We are not liable to you for any loss that you may incur as a result of such suspension or delay. To the extent that a voided ‘won’ bet results in your Customer account going into negative balance, we reserve the right to recover such amount from your account deposits, withdrawals, bonuses, and winnings.

12.1. Customer Service

You may contact Customer Service at any time by the following means:

• E-mail: support@10bet.co.uk
• Telephone: 0800-047-0965
• LiveChat
• Post: Blue Star Planet Limited, Dragonara Business Centre, 5th Floor, Dragonara Road, St. Julians STJ3141, Malta

12.2. Submission of Complaint

In order to ensure that your complaint/claim is directed to and investigated by the correct department, written communication must be submitted to 10bet via one of the following means:

• E-mail:resolutioncentre@10bet.co.uk
• Post: Blue Star Planet Limited, Dragonara Business Centre, 5th Floor, Dragonara Road, St. Julians STJ3141, Malta

12.3. Information which Must be Included in any Written Communication with 10bet

To protect your privacy, all email communications between you and 10bet should be carried out using the email address that you have registered against your Customer account held with 10bet. Failure to do so may result in our response being delayed.

Please include the following information in any written communication with 10bet (including a complaint):

• your username;
• your first name and surname, as registered on your Customer account;
• a detailed explanation of the complaint/claim/other matter; and
• any specific dates and times associated with the complaint/claim/other matter (if applicable).

Please note that any failure to submit written communication with the information outlined above may result in a delay in our ability to identify and respond to your complaint/claim/other matter in a timely manner.

We will acknowledge all complaints within 24 hours of receipt and all reasonable efforts will be made to resolve any reported matter promptly and, at a maximum, within one month. An extension may be applied if the issue is complex, in which case we will send you an update of the position explaining why we do not yet have a final response, and when we reasonably expect to have one.

If for some reason you are not satisfied with the resolution of your complaint/claim, you may refer the matter to our nominated ADR provider (see Section 13 below).

12.4. Reporting Collusion

Should you ever suspect that another Customer is colluding with another Customer or cheating in any way, please notify 10bet via the means of communication listed in Section 12.1 above.

If, at the conclusion of the Customer Complaint process (outlined in Section 12.2 above), you do not consider that 10bet has settled the dispute, you may refer the matter to IBAS, our ADR provider. The IBAS website and full contact details can be found at www.ibas-uk.com.

The nominated ADR entity will act as an impartial adjudicator on disputes that arise between 10bet and a Customer only when:

• the Customer has made every reasonable effort possible to resolve the dispute before speaking to them – in practice this means that you should go through 10bet’s own internal Customer Complaint process (set out in Section 12.2 above) before referring the matter to ADR; and
• a deadlock regarding the resolution exists.

ADR is a free of charge service. The ultimate resolution of the ADR or the regulator does not deprive you of the right to pursue the matter in the courts, which will be the final stage in the process.

14.1. Indemnity

You hereby agree to indemnify us against any and all costs, expenses, liabilities and damages arising from any Prohibited Activity undertaken by you.

14.2. Limitation of Liability

This Section is not intended – and shall not be considered – to be excluding liability for anything which it would be unlawful to exclude under applicable law. In particular (but without limitation) nothing in these Terms & Conditions will operate so as to limit or exclude any liability of the Operator in respect of fraud, personal injury or death caused by the Operator's negligence.

We are responsible to you for foreseeable loss and damage caused by us. If we fail to comply with these Terms & Conditions, we are responsible for loss or damage you suffer that is a foreseeable result of our breaking the contract between us or our failing to use reasonable care and skill, but we are not responsible for any loss or damage that is not foreseeable. Loss or damage is foreseeable if either it is obvious that it will happen or if, at the time the contract was made, both we and you knew it might happen.

If defective digital content which we have supplied to you damages a device or digital content belonging to you and this is caused by our failure to use reasonable care and skill we will either repair the damage or pay you compensation. However, we will not be liable for damage which you could have avoided by following our advice to apply an update offered to you free of charge or for damage which was caused by you failing to correctly follow installation instructions or to have in place the minimum system requirements advised by us.

Subject to the paragraphs above in this Section 14.2:

• 10bet shall accept no liability for any damages or losses which are deemed or alleged to have arisen out of or in connection with your Participation; including and without limitation, delays or interruptions in operation or transmission, loss or corruption of data, communication or lines failure, any person’s misuse of the Offering or Website, its content or any errors or omissions in the Website’s content; and
• our maximum liability to you arising under these Terms & Conditions whether in contract, tort, negligence or otherwise, for any loss or damage howsoever arising from any cause, whether direct or indirect, or for any amounts (even where we have been notified by you of the possibility of such loss or damage) shall not exceed the value of the bets and/or wagers you placed via your account in respect of the relevant bet/wager or product that gave rise to the relevant liability.

14.3. Links

10bet shall not be liable in contract, tort, negligence, or otherwise, for any loss or damage arising from or in any way connected with your use of any link contained on the Website. We are not responsible for the content contained on any internet site linked to/from the Website.

15.1. No legal or tax advice

10bet does not provide advice regarding tax and/or legal matters. Customers who wish to obtain advice regarding tax and legal matters are advised to contact appropriate advisors.

15.2. No arbitrage

You are strictly prohibited from utilising 10bet and it systems to facilitate arbitrage through currency exchange transactions. Where 10bet deems that you have deliberately used the systems for financial gain through arbitrage, any gains will be forfeited and deducted from your balance without warning or notification.

15.3. Anti-Money Laundering

Customers are strictly prohibited from using 10bet and its systems to facilitate any type of illegal money transfer. You must not use the Website for any unlawful or fraudulent activity or prohibited transaction (including money laundering proceeds of crime) under the laws of any jurisdiction that applies to you. If 10bet suspects that you may be engaging in, or have engaged in fraudulent, unlawful or improper activity, including money laundering activities or any conduct which violates these Terms & Conditions, your access to 10bet will be terminated immediately and your account may be blocked. If your account is terminated or blocked under such circumstances, 10bet is under no obligation to refund to you any money that may be in your account. In addition, 10bet shall be entitled to inform the relevant authorities, other online service providers, banks, debit card companies, electronic payment providers or other financial institution of your identity and of any suspected unlawful, fraudulent or improper activity. You will cooperate fully with any 10bet investigation into such activity.

16.1. We shall be entitled to close your Customer account at any time by giving you no less than one (1) month's written notice. Any balance in your Main Cash Account or Casino Buy-In Account at the time of such closure or any closure under Section 16.3 below will be credited to your debit card or financial account, except that:

1. if you have engaged in illegal activity, we will be under no obligation to refund to you any money that may be in your Main Cash Account or Casino Cash Account; and
2. if we discover or have reasonable grounds to believe that you have participated in any Prohibited Activity then we reserve the right to withhold and/or retain any and all amounts which would otherwise have been paid or payable to you (including any deposits, winnings, bonuses, and/or any other amounts) that are attributable to that Prohibited Activity.

16.2. In the circumstances described in 16.1(a) and (b) above, your details may be passed on to any applicable regulatory authority, regulatory body or any other relevant external third parties.

16.3. We may close or suspend your account where we have reasonable grounds to believe that you have engaged or are likely to engage in any of the following activities (each, a "Prohibited Activity"):

1. If you have deliberately or fraudulently opened more than one active account at 10bet;
2. If the name registered on your 10bet account does not match the name on the financial/bank account and/or the debit card(s) used to make deposits on the said 10bet account;
3. You become bankrupt;
4. If you deliberately or fraudulently provide incorrect or misleading information while registering a 10bet Customer account;
5. If you attempt to use your Customer account through a VPN, proxy or similar service that masks or manipulates the identification of your real location, or by otherwise providing false or misleading information regarding your citizenship, location or place of residence, or by making bets or wagers using the website through a third party or on behalf of a third party;
6. If you are located in any Excluded Territory;
7. If you have allowed or permitted someone else to Participate using your 10bet Customer account;
8. If you have played in tandem with other Customer(s) as part of a club, group, etc., or placed bets or wagers in a coordinated manner with other Customer(s) involving the same (or materially the same) selections;
9. If 10bet has received a “charge back” and/or a "return" notification via a deposit mechanism used on your account;
10. If you are found to be colluding, cheating, money laundering or undertaking any kind of fraudulent activity; or
11. If it is determined by 10bet (acting reasonably) that you have employed or made use of a system (including machines, computers, software or other automated systems such as bots) designed specifically to defeat the gaming system;
12. If you otherwise materially breach these Terms and Conditions.

16.4. The rights set out here are without prejudice to any other rights that we may have against you under these Terms & Conditions or otherwise.

16.5. We reserve the right to void any unsettled bets if your Account is closed in accordance with clause 16.3. Any unsettled bets at the point of closure of your Account for any other reason will stand and be settled in accordance with the terms of the bet.

17.1. Entire Agreement

These Terms & Conditions represent the entire agreement between you and 10bet and supersede and merge all prior agreements, representations and understandings between you and 10bet in regard to your Participation at 10bet.

17.2. Amendments to these Terms & Conditions

10bet hereby reserves the right to amend these Terms & Conditions, or to implement or amend any procedures, at any time. A notification message advising that changes have been made to the Terms & Conditions will appear as a pop-up upon your next login to the Website. If you do not accept the amended Terms & Conditions you may not access, use or continue to use the Website or the Offering. In these circumstances please contact Customer Services (using any of the methods set out in Section 12.1 above) who will assist you with closing your account and withdrawing any funds remaining in your account.

17.3. Final Decision

In the event of a discrepancy between the result showing on the Website or Offering and the 10bet server software, the result showing on the 10bet server software shall be the official and governing result.

17.4. Tax

You are solely responsible for any applicable taxes on any prizes and/or winnings that you receive from 10bet.

17.5. Force Majeure

10bet shall not be liable or responsible for any failure to perform, or delay in performance of, any of our obligations under these Terms & Conditions to the extent that failure or delay is caused by events outside of our reasonable control.

17.6. No agency

Nothing in these Terms & Conditions shall be construed as creating any agency, partnership, trust arrangement, fiduciary relationship or any other form of joint enterprise between you and us.

17.7. Severability

If any provision of these Terms & Conditions is held to be illegal or unenforceable, that provision will be severed (i.e. removed) from these Terms & Conditions and all other provisions will remain in force unaffected by such severance.

17.8. Explanation of Terms and Conditions

We aim to make these Terms & Conditions as open, clear and fair as possible. However, should you need any explanation regarding any aspect of these Terms & Conditions or any other part of our services, please contact us using any of the contact details listed in Section 12.1 above.

Please note that all telephone calls may be recorded.

17.9. Assignment

These Terms & Conditions are personal to you, and are not assignable, transferable or sub-licensable by you except with our prior written consent. We reserve the right to assign, transfer or delegate any of our rights and obligations hereunder to any third party without notice to you.

17.10. Business Transfers

In the event of a change of control, merger, acquisition, or sale of assets of the Operator, your player account and associated data may be part of the assets transferred to the purchaser or acquiring party. In such an event, we will provide you with notice via e-mail or notice on our Website explaining your options with regard to the transfer of your account.